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Every year when we get our tax return, I always have a wish list of things that I would like to buy with the money. We usually end up doing the responsible thing and spending it on things we need or bills, but it does take some restraint not to go on a shopping spree with the "extra" money.

Moneycrashers.com has put out a list of the most common ways people will put their tax return use.

Here are some of the ways we spend the money, according to the list:

  • Start or Increase Your Emergency Fund
  • Pay Off High-Interest Debt
  • Spend it on Something You Need
  • Start Itemized Savings Accounts
  • Refinance Your Mortgage or Make Home Improvements

You can see the full list here.

How do you spend your tax return?

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